Buy a Home


Get Started

Step 1 of 7

0%

Why Finance through Ark Mortgage?

At Ark, our Home Mortgage Advisors are not salespeople, they are advocates. Instead of hard-selling you with the benefits of a particular program, we’ll take the time to ask you important questions about your financial strategies and goals before recommending a particular product. We want to know about what payment is most comfortable for you and fits into your budget. We will ask about the amount of cash you need now for various projects. We will work to help you maximize your tax benefits while ensuring the term of your loan coincides with your preferred date to become debt-free. We know that without probing questions, there is no way to custom-fit our program to your needs.


New Home
First Time Home Buyer
Vacation Home
Investment Property
Certified Pre-Approval

Several other benefits of financing through Ark:

  • Self-Employed Borrowers and Investors are Welcome Here!

    Some lenders turn and run when they hear that your loan might be complicated by multiple streams of income. Not at Ark. We’ve specialized in complicated lending since 1983 and our SELF (Simplified Entrepreneur Loan Financing) Program puts self-employed borrowers on the fast track to home ownership, with Express Approvals and the expertise to handle the most complicated of income and asset sheets.

  • First-Time Homebuyers are Welcome Here!

    Ark Mortgage takes pride in simplifying the home purchase process for first-time homebuyers, acting as Advisors and Educators to walk you through each step of the purchase.

  • Our Certified Pre-Approval with Rate Lock takes the Stress Off:

    Instead of a pre-qualification letter, we arm home purchasers with the ammunition you need to compete with cash buyers! A Certified Pre-Approval is guaranteed for 60 days and assures home sellers and their Realtors that your income, assets and credit have been pre-underwritten for a mortgage. All we need is an address, an appraisal and we’re nearly ready to fund. Planning to close in the next 90 days? Add a Rate Lock for a small, nominal fee (credited toward your closing costs), and remove the worry that rates may go down before you receive title.

  • Express Mortgage:

    Nothing is more important than timing when you are competing to purchase a home. Often, the offer presented by the most-qualified buyer who can close quickest is the one sellers will accept. Ark Mortgage can take most buyers from complete documentation to title transfer in as short as 21 days.

  • Lifetime Guarantee:

    Buy through Ark and save big when you refinance the same property to secure a lower rate, lock in a shorter term or get cash out. With every refinance of that property, we’ll waive the application and commitment fees and reimburse the appraisal fees, a total savings of up to $2,500!

Home Buyer FAQs

It all starts with you contacting one of our Ark Mortgage Advisors who will walk you through the home buying process, such as:

  • Reviewing credit
  • Obtaining income information
  • Information on the funds that will be used to purchase the home

There are many different loan programs designed to help people in various financial situations.  The best thing to do is obtain an Ark Certified Pre-Approval to determine your Purchase Power and the terms that best fit your needs.

What’s Your Home Buying Goal?


Real quotes from real clients:

Chaim L.

Brooklyn, NY

“As somebody who recently converted from traditional mortgage brokers to Ark Mortgage, the process was as easy as a credit card application. The loan officers were amazing and easy to work with. It’s time everybody finds out about Ark Mortgage.”

Basye M.

Spring Valley, NY

"....Ark Mortgage has excellent customer service with loads of extra patience. They walk you through every step of the way to get the best possible deal.”

Efraim W.

Airmont, NY

“I can’t imagine having a better interaction than what I experienced with my Ark Mortgage adviser. He picked up the phone even when he was at his busiest, always called me back. He was always on top of everything. He actually became a close friend- part of the family!”

Martin K.

Toms River, NJ

“I can only say great things about my dealings with Ark Mortgage. Not only was everyone I worked with friendly, but also on top of everything I needed. We love our home and could not be happier with those who worked to make our dreams come true.”

David W.

Airmont, NY

".... my Ark Mortgage adviser made home ownership for me from a distant dream to a reality. All while patiently teaching and advising me of the entire process."

Call The Ark

(833) 215-8500

Stay Current with the Ark Blog


Mortgage Advisors and Mortgage Lending

Understand Your Credit and the Role It Plays In Getting a Loan

Our mission at Ark Mortgage is to empower, educate and enable our borrowers and community to make the best possible ...
Read More
Home Loan Officers New Jersey and Fixed Rate Mortgages New Jersey

Mortgage Closing: Demystified!

Nervous about closing? Where will it be, who will be there? Usually, the closing takes place at a title company ...
Read More