Job Summary

Ark Mortgage, a leading home loan lender in New York and New Jersey is looking for Mortgage Underwriters who will be responsible for evaluating the borrowers’ financial and credit information in tandem with property valuations to determine our borrowers’ credit risk. 

Salary will commensurate with experience.

This is an in-house position located in Spring Valley, NY.

Principle Duties and Responsibilities

• Underwrite safe and sound mortgage loans in an expedient manner through a review process of analyzing and evaluating income, assets, liabilities, and property
• Carefully assesses and evaluates the risk of financing requests within the framework of the companies’ credit culture and current economic and industry trends
• Maintains compliance with FHLMC/FHA/FNMA guidelines; reviews self-employed, corporate and partnership tax returns, profit and loss, as well as financial statements to ascertain borrowers’ income
• Ensure all loans compliant with the companies’ underwriting standards and acceptable to FHLMC/FHA/FNMA and all Government-Sponsored Enterprises
• Review and audit of loan files for completeness and accuracy, analyzing credit documents, including, but not limited to, mortgage applications, credit reports, income documents, title reports, appraisals and all applicable compliance documents
• Review all conditions of the loan approval and ensure all conditions are satisfied prior to submitting the loan to the Closing Department for completion of the closing package.

Required/Desired Knowledge, Education, Experience and Skills

• Minimum of 2 years of recent industry experience
• Complete understanding of the legal, compliance and investor requirements of residential mortgage products including conforming, alternative and/or government programs
• Experience analyzing loan and borrower data
• Knowledge of Encompass preferred
• Strong analytical and problem-solving skills
• Ability to prioritize work and meet deadlines within an acceptable time frame
• Strong written and oral communication skills

Job Summary

Entry Level Career Opportunity

Ark Mortgage, a leading home loan lender in New York and New Jersey is looking for outgoing individuals with excellent listening and communication skills who possess the drive and determination to succeed.

As a Loan Processor your primary responsibility will be assisting clients, as well as our sales team in the documentation phase of the home loan origination process. Paid training will be provided for this position.

Requirements

• High school diploma/GED
• Comfortable working in an office environment
• Excellent customer service skills
• Excellent verbal and written communication skills
• Strong attention to detail
• Well-organized and able to work in a fast-paced environment
• Proficiency in Microsoft Office including Word, Excel, and Outlook

The Human Resource Generalist is responsible for performing HR-related duties on a professional level and works closely with the Human Resources Manager.

• Participates in department goals, objectives and systems.
• Communicates with department managers regarding hiring needs, recruiting proactively for new positions.
• Responsible for high volume screening and interviewing of candidates.
• Maintains/updates recruitment data including job posting expiration dates, upcoming hires, recruitment sources, etc.
• Places advertisements on job boards, magazines, etc. keeping up with the changes and editing of positions.
• Maintains EEOC reports and logs to conform to EEO regulations.
• Will assist HR Manager with administration of health, dental, vision and retirement plans performing benefits administration and communicating benefits information to employees administering any change reporting.
• Maintains company organization charts and the employee directory.
• Maintains human resource information system records and compiles reports from the database.
• Maintains compliance with federal, state and local employment and benefits laws and regulations.
• Participates in administrative staff meetings and attends other meetings and seminars/job fairs.

Required/Desired Knowledge, Education, Experience and Skills

• Three to five years current HR experience, or a bachelor’s degree in HR management and two years of experience in the HR field, or seven years of experience in the HR field, or any similar combination of education and experience.
• Prior Human Resources/Recruiting experience.
• Articulate with excellent writing skills, with an emphasis on confidentiality and diplomacy with peers and management.
• Must demonstrate a professional demeanor and excellent customer service skills.
• Must be organized and be able to learn and use various software programs
• Strong computer skills.
• Must be detailed oriented with the ability to multi-task.
• Familiarity with HRIS systems or web-based systems.
• Experience administering a benefits program.

Are you resilient? Can you smile in the face of adversity and talk to anyone? Do you want to launch your future with an innovative firm that loves helping clients achieve their dream of home ownership? Ark Mortgage is dramatically increasing our market presence and is looking for super talented individuals to grow with us!

Description

We will provide you with the knowledge, training, tools necessary to pass the Mortgage Loan Originators exam, along with sales education and the leads you’ll need to earn a lucrative income within a year! This position is compensated through salary plus commission/incentives. The successful candidate will be a strongly self-motivated and driven individual, goal-oriented, methodical and tenacious who can effectively think on his/her feet and interact with a team. This position has advancement potential within the sales organization and an uncapped commission structure.

Key Responsibilities

• Generate new business opportunities by following proven processes to prospect both inbound and outbound potential borrowers
• Identify qualified borrowers from those who respond to our advertising, email and telephone campaigns (inbound calls) or are provided on targeted lists (outbound calls)
• Conduct in-depth conversations with individuals about their hopes for home ownership, their qualifications and their issues.
• Manage and maintain a pipeline of interested prospects

Requirements

A commanding desire to learn and succeed in sales, past sales/telemarketing experience a plus

CRM experience a plus, especially Salesforce

The ability to write succinct, crisp emails and a great phone manner

Ark Mortgage, a leading home loan lender in New York and New Jersey is looking for individuals with experience as a Mortgage Trainer. This is an opportunity to work at a company that is experiencing strong growth in the marketplace.

Salary will commensurate with experience.

Job Summary

The incumbent will collaborate with management to develop and enhance training curriculum and materials and will serve as a resource to the company for all mortgage training and testing.

Principle Duties and Responsibilities

• Develop and administer all training programs and materials specific to the department’s processes and procedures; this includes new hire training on systems as well as training to all members of various departments and keeping them abreast on all updates and changes.
• Partner with managers and team leads to determine any individual or group training needs and then develop and administer the appropriate training (i.e. Loan Processing, Sales, Underwriting, etc.).
• Develop and administer testing for all members of various departments to gauge the effectiveness of the training needs while continuously improving internal processes, standards, and training solutions.
• Maintain existing materials to ensure they are in-line and up-to-date with operational processes, systems, and products, including, but not limited to documented workflow practices and product guides.
• Responsible for keeping all departments updated on any new policies & procedures, guidelines, Compliance laws and regulations as it applies to each department and serve as the primary point of contact for any questions.

Required/Desired Knowledge, Education, Experience and Skills

• Experience as a Mortgage Trainer
• Must be current on mortgage products/systems and industry changes.
• Detail oriented with strong oral and written communication skills with the ability to instill confidence and provide guidance.

Ark Mortgage, a leading home loan lender in New York and New Jersey is looking for outgoing individuals with excellent listening and communication skills who possess the drive and determination to succeed.
As a Loan Officer your primary responsibility will be assisting clients, as well as our sales team in the documentation phase of the home loan origination process. Paid training will be provided for this position.
Requirements

• High school diploma/GED
• Comfortable working in an office environment
• Excellent customer service skills
• Excellent verbal and written communication skills
• Strong attention to detail
• Well-organized and able to work in a fast-paced environment
• Proficiency in Microsoft Office including Word, Excel, and Outlook