HOW TO GET A LOAN

Ark Mortgage will help you through every step of the way. The information below will get you started.
1. FIND A HOME
2. CALL ARK
3. GET YOUR LOAN!

3 SIMPLE STEPS

Once you select us to obtain your home loan, you’ll be amazed at how quickly and simply the loan process moves. Before you know it, you’ll have a mortgage that suits your lifestyle and saves you money.

Throughout the loan-application process, we provide you with regular updates. You can also e-mail us with questions or new information. And if you want assistance, a mortgage expert who can answer questions is just a phone call away. Here’s an overview of the loan-application process.

1. PRE-QUALIFY

2. LOAN PROCESS

3. CLOSING

Mortgage Checklist

The following information is usually required during the loan process:

  1. Complete Mortgage Application
  2. Signed Purchase Agreement (purchase only)
  3. Current pay stubs or, if self-employed, your tax returns for the past two years
  4. Retirement account statements for the past two months
  5. Bank statements for the past two months and or Investment account statements for the past two months
  6. Copy of a government issued photo ID

If you currently own Real Estate:

  1. Mortgage Statement
  2. Home insurance policy information (and HOA if applicable)
  3. Home equity account information (if applicable)