Articles

Sailing the 4 C’s of Mortgage Qualification The four factors underwriters look at to determine whether or not you qualify for a loan. Understand How A Mortgage Application Gets Reviewed…

What is Collateral and How Does it Play a Role in my Mortgage? The pros and cons of using collateral when you apply for a home loan. What is Collateral?…

Understand Your Credit and the Role it Plays in Getting a Loan Your credit score is an indicator of your financial health and affects a lender’s decision to issue you…

So, What’s it Really Going to Cost Me? Mortgage Closing Costs The types of closing costs you need to look for in your closing disclosure. Understanding Closing Costs The ultimate…

Options for Buying a Foreclosed Home Understand the options for buying a foreclosed home. Home buyers often think they want to buy a foreclosure. They’re certainly still available. Unfortunately, as many…

How to Buy a Home for the First Time Essential tips for first-time homebuyers. Becoming a first-time homebuyer in New Jersey or New York can seem like a daunting task.…

Is Now a Good Time to Buy a Home? Factors to consider before you start your house-hunting journey. Is now the best time to buy a home? It’s not an…

How Do I Buy a Second Home? What You Need to Know Know your budget before you buy a second home. Home owners who purchase a second property do so…

What Credit Score Do You Need to Buy a Home? The minimum credit score requirement for the different types of loans available. If you want to buy a home and…