Sailing the 4 C’s of Mortgage Qualification The four factors underwriters look at to determine whether or not you qualify for a loan. Understand How A Mortgage Application Gets Reviewed…
Capacity: Calculating Your DTI The two types of ratios lenders look at to know your monthly spending. Capacity To put it very simply, you need to prove that you can…
What is Collateral and How Does it Play a Role in my Mortgage? The pros and cons of using collateral when you apply for a home loan. What is Collateral?…
Understand Your Credit and the Role it Plays in Getting a Loan Your credit score is an indicator of your financial health and affects a lender’s decision to issue you…
Options for Buying a Foreclosed Home Understand the options for buying a foreclosed home. Home buyers often think they want to buy a foreclosure. They’re certainly still available. Unfortunately, as many…
How to Buy a Home for the First Time Essential tips for first-time homebuyers. Becoming a first-time homebuyer in New Jersey or New York can seem like a daunting task.…
What Credit Score Do You Need to Buy a Home? The minimum credit score requirement for the different types of loans available. If you want to buy a home and…