Buy a Home

Why Finance through Ark Mortgage?

At Ark, our Home Mortgage Advisors are not salespeople, they are advocates. Instead of hard-selling you with the benefits of a particular program, we’ll take the time to ask you important questions about your financial strategies and goals before recommending a particular product. We want to know about what payment is most comfortable for you and fits into your budget. We will ask about the amount of cash you need now for various projects. We will work to help you maximize your tax benefits while ensuring the term of your loan coincides with your preferred date to become debt-free. We know that without probing questions, there is no way to custom-fit our program to your needs.

Several other benefits of financing through Ark:

Self-Employed Borrowers and Investors are Welcome Here!

Some lenders turn and run when they hear that your loan might be complicated by multiple streams of income. Not at Ark. We’ve specialized in complicated lending since 1983 and our SELF (Simplified Entrepreneur Loan Financing) Program puts self-employed borrowers on the fast track to home ownership, with Express Approvals and the expertise to handle the most complicated of income and asset sheets.

First-Time Homebuyers are Welcome Here!

Ark Mortgage takes pride in simplifying the home purchase process for first-time homebuyers, acting as Advisors and Educators to walk you through each step of the purchase.

Our Certified Pre-Approval with Rate Lock takes the Stress Off:

Instead of a pre-qualification letter, we arm home purchasers with the ammunition you need to compete with cash buyers! A Certified Pre-Approval is guaranteed for 60 days and assures home sellers and their Realtors that your income, assets and credit have been pre-underwritten for a mortgage. All we need is an address, an appraisal and we’re nearly ready to fund. Planning to close in the next 90 days? Add a Rate Lock for a small, nominal fee (credited toward your closing costs), and remove the worry that rates may go down before you receive title.

Express Mortgage:

Nothing is more important than timing when you are competing to purchase a home. Often, the offer presented by the most-qualified buyer who can close quickest is the one sellers will accept. Ark Mortgage can take most buyers from complete documentation to title transfer in as short as 21 days.

Lifetime Guarantee

Buy through Ark and save big when you refinance the same property to secure a lower rate, lock in a shorter term or get cash out. With every refinance of that property, we’ll waive the application and commitment fees and reimburse the appraisal fees, a total savings of up to $2,500!

How much home can you afford?

Home Buyer FAQs

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