Buying a Vacation Home

A Home Away From Home

A vacation home of your own can be a great way to unplug and unwind. It can also be a smart investment if it fits into your planning and is financed properly.

Ark Mortgage can turn your dreams of a second home into reality by providing you with the perfect loan. We understand the specifics of second home funding and how it differs from that of primary residence or investment property funding. And since we are mortgage lenders, we will walk you through the entire process. 

How much vacation home can I afford?

Because you are looking to take on a vacation property in addition to your current home, the interest rate will likely be higher than for your primary residence. Fill this calculator with the best estimates of your income and expenses and we will determine your maximum monthly housing payment and the resulting mortgage amount.

Vacation Home FAQs

The Better Way to Finance Your Home

Low Down Payment

We offer a variety of loan options for buying your home that require little to no money down for a down payment.

Finding The Right Home

Our Certified Pre-Approval is guaranteed in writing for at least 60 days, so you can spend more time finding the perfect home.

Increased Buying Power

Armed with an underwritten pre-approval, your offer will be considered more seriously by the seller.

Build Wealth

Every payment you make towards your home loan, you’ll be adding to the growing equity in your home.

Peace of Mind

Our Lifetime Guarantee allows you to refinance for any reason without any origination or appraisal fees.