Purchase a New Home with Ease and Peace of Mind
A home purchase may be your largest financial investment of your life. You need a partner who can guide you through the difficult decisions and countless details. With an Ark Mortgage Home Advisor on your side, you can be certain of an efficient, pleasant experience securing a loan that is custom-fit to your personal needs.
Whether you need a loan in a hurry (Express Mortgage), proof that you are the most qualified buyer for a particular property, even when competing against cash buyers (Certified Pre-Approval), reassurance that you can always refinance with discounted fees (Lifetime Guarantee) or the guidance of someone who understands the unique circumstances of a self-employed borrower (SELF, our Simplified Entrepreneur Loan Financing program), we are here for you and will do everything possible to ensure your complete satisfaction.
It depends on your income versus your other financial obligations (debt). You can determine your purchasing power by using Ark’s Home Affordability Calculator. This will analyze your monthly income, living expenses, liabilities reported on your credit report (car payments, credit cards, etc.) and the amount of funds available to purchase (savings, gifts, etc.).
It all starts with you contacting one of our Ark Mortgage Advisors who will walk you through the home financing process. This can include:
- Reviewing Credit
- Obtaining Income information
- Reviewing the funds that will be used to purchase
There are many different loan programs designed to suit most borrowers’ financial situations. We even have products available for low-to-moderate income earners, one of our specialties. The first thing to do is request an Ark Certified Pre-Approval to determine what purchase price and terms best fit your needs.