New Home Purchase
For most people, a home purchase will be the largest financial investment of their lives. An experienced Mortgage Advisor can help ease your mind by guiding you through the countless details and tough decisions. And Ark Mortgage Advisors give you an added benefit: because Ark is a lender, not just a broker, your Advisor stays with you every step of the way, right up to closing.
Ark can get you a Certified Pre-Approval to help you qualify to bid on a particular property. We can help you with an Express Mortgage if you need a loan in a hurry. We’re specialists in working with self-employed borrowers. And you’re backed by our Lifetime Guarantee, our promise that if rates go down, you can always refinance with minimal fees
Calculate your payments
Owning a home can be just as affordable—maybe even more affordable—than renting. Plug in your numbers to get an estimate of the monthly payments for a fixed or adjustable rate mortgage (ARM).
Start by contacting an Ark Mortgage Advisor who will walk you through the home financing process. This can include:
- Reviewing Credit
- Obtaining Income information
- Reviewing the funds that will be used to purchase
We have many different loan programs designed to suit most borrowers’ financial situations, including low-to-moderate income earners and self-employed borrowers. The first thing to do is request an Ark Certified Pre-Approval to determine what purchase price and terms best fit your needs.
It depends on your income versus your other financial obligations (debt). You can determine your purchasing power by using Ark’s Home Affordability Calculator. This will analyze your monthly income, living expenses, liabilities reported on your credit report (car payments, credit cards, etc.) and the amount of funds available to purchase (savings, gifts, etc.).