Ark Mortgage Careers

Ark Mortgage is seeking to hire licensed Mortgage Loan Officers to join our winning sales team.  We will train you to become a true mortgage advisor to your customers while increasing your bottom line. Position locations include:  Spring Valley, NY; Brooklyn, NY; Monroe NY; and Lakewood, NJ.

Essential Duties and Responsibilities

• Identifying potential mortgagors, acquiring an understanding of, their respective financial needs, based on their financial standing, economic goals and credit history.

• Working with clients to originate a loan that meets their needs and goals, while guiding them through the complex requirements of the mortgage process.

• Educating clients regarding mortgage loans generally, the mortgage loan process, the different types of loans available, and how costs and payments can vary under the numerous alternatives available, so clients can make informed decisions in acquiring the appropriate loan to fit their respective needs.

• Locking loans in accordance with the applicable requirements.

• Originating mortgages, and handling client questions.

• Overseeing the loan transaction from application, through processing, approval, closing and secondary marketing, while ensuring that the client understands and is satisfied with the process.

Qualifications & Skills Requirements

• Must have an active NMLS License in NY or NJ
• 1+ year’s recent Mortgage Loan Officer experience
• Effective sales and marketing skills, including ability to generate new business through networking and referral sources
• Technical knowledge relating to mortgage banking compliance, FHA, conventional and non-conforming guidelines required
• Ability to effectively analyze and resolve problems
• High degree of attention to detail

What We Offer:

• Competitive compensation packages with personalized Goals & Incentives

• Positive, collaborative team culture

• ‘Mortgage Champions’ Sales Training
• Industry’s best technology
• Team-building trips and activities

Ark Mortgage is seeking to hire a motivated Mortgage Loan Processor to work with clients to complete mortgage loan applications. This involves collecting employment and financial data, including applicant’s assets, current debts and monthly expenses, as well as verifying all data given to them by clients.

Responsibilities

• Review initial loan file and work with borrower to gather appropriate documentation
• Collect all required documentation for the loan package
• Re-Verify & Calculate income
• Create a loan submission package for the Underwriting department
• Submit files to assigned Underwriter
• Review & satisfy all conditions when received from Underwriter
• Ensure that approval falls within the established lending guidelines
• Communicate with other professionals, including attorneys, county clerks and title companies

Qualifications:

• Excellent communication skills
• Must be good at multi-tasking and time management
• Strong organizational skills to make sure that mortgage documents are filed with correct parties
• Great proofreading skills and ability to quickly spot errors, typos, and miscalculations
• Excellent customer service skills and desire to help people

Compensation and Benefits

• Competitive starting salary
• Healthcare, dental and Vision (VSP) Plan
• 401(k) Plan
• Employee Discount Program
• PTO (paid time off – vacation, sick & holidays)
• Career growth and development

We are looking for a React/React Native developer interested in building performant apps for web, iOS, and Android. You will be responsible for architecting and building these applications, as well as coordinating with the team responsible for other layers of the product infrastructure. If you’re excited to be part of a winning team, Ark Mortgage is a great place to grow your career!

Responsibilities:

• Design, develop, test, deploy, maintain and improve software.
• Manage individual project priorities, deadlines, and deliverables.
• Collaborate with team members to determine best practices and requirements.
• Troubleshoot bugs quickly and efficiently.
• Actively seek ways to improve business software processes and interactions.
• Leverage native APIs for deep integrations with mobile platforms.
• Maintain code and write automated tests to ensure the product is of the highest quality.
• Support employees with documentation and training.

Qualifications:

• Experience with one or more general-purpose programming languages including but not limited to JavaScript, PHP, C# or Go.
• Experience working with web technologies including, but not limited to: HTML, CSS, JavaScript and REST.
• Interest and ability to learn other coding languages as needed.
• Experience with various frameworks including Symfony, React and React Native.
• Outstanding collaboration and communication skills are essential.
• Experience developing secure software, based upon industry specifications.

What We Offer:

• Competitive salary
• Medical, Dental and Vision plans
• 401(k) Plan
• PTO (vacation, personal/sick days and holidays)
• Employee Discount Program
• Career growth and development

Company Information

Ark Mortgage is an independent, innovative full-service mortgage lender with expertise in every area of residential purchase and refinance mortgage lending. We have built a reputation as an outstanding mortgage banking firm, serving the lending needs of homebuyers, homeowners and real-estate investors throughout New York & New Jersey. Ark Mortgage, Inc. is a highly motivating employer that develops its employees to become long-term members of its team.

Ark Mortgage is an Equal Opportunity Employer

Ark Mortgage, a leading home loan lender in New York and New Jersey is looking for a Mortgage Underwriter with 3+ years of Conventional experience. DE/SAR is a plus, but not required. Salary is commensurate with experience.

Principle Duties and Responsibilities

• Underwrite primarily conventional loan applications, ensuring adherence to company and investor guidelines.
• Evaluate and verify applications – determining whether the borrower will be able to repay the loan.
• Review and audit of loan files for completeness and accuracy, analyzing credit documents, including, but not limited to: mortgage applications, credit reports, income documents, title reports, appraisals and all applicable compliance documents.
• Review all conditions of loan approval and ensure all conditions are satisfied prior to submitting the loan to the closing.
• Prior to declining any loan, review the decision with supervisor in an attempt to find alternative solutions.
• Communicate the results of loan underwriting decision to the originating personnel
• Coach/counsel originators and/or mortgage loan personnel in the interpretation and application of underwriting guidelines and provide guidance and recommendations.
• Assist when required to satisfy any post-closing issues.

Requirements

• Bachelor’s degree from an accredited college or university preferred
• Minimum of 3 + years of experience in an underwriting role and thorough knowledge of the mortgage industry
• DE/SAR preferred, but not required
• Encompass experience preferred
• Strong analytical and problem-solving skills
• Ability to prioritize work and meet deadlines within an acceptable time frame
• Strong written and oral communication skills
• Ability to work in a fast-paced, high volume environment

Benefits

• Medical, Dental and Vision Plan
• 401(k) Plan
• Employee Discount Program
• PTO (paid time off – vacation, sick & holidays)
• Career growth and development

Company Information

Ark Mortgage is an innovative full-service mortgage lender offering expertise in every area of mortgage lending from purchase to refinance. We have built a reputation as an outstanding mortgage banking firm, serving the lending needs of home buyers and owners throughout New York & New Jersey. Ark Mortgage, Inc. is a highly motivating employer that develops its employees to become long-term members of its team.