Ark Mortgage Careers

Ark Mortgage is seeking to hire licensed Mortgage Loan Officers to join our winning sales team.  We will train you to become a true mortgage advisor to your customers while increasing your bottom line. Position locations include:  Spring Valley, NY; Brooklyn, NY; Monroe NY; and Lakewood, NJ.

Essential Duties and Responsibilities

• Identifying potential mortgagors, acquiring an understanding of, their respective financial needs, based on their financial standing, economic goals and credit history.

• Working with clients to originate a loan that meets their needs and goals, while guiding them through the complex requirements of the mortgage process.

• Educating clients regarding mortgage loans generally, the mortgage loan process, the different types of loans available, and how costs and payments can vary under the numerous alternatives available, so clients can make informed decisions in acquiring the appropriate loan to fit their respective needs.

• Locking loans in accordance with the applicable requirements.

• Originating mortgages, and handling client questions.

• Overseeing the loan transaction from application, through processing, approval, closing and secondary marketing, while ensuring that the client understands and is satisfied with the process.

Qualifications & Skills Requirements

• Must have an active NMLS License in NY or NJ
• 1+ year’s recent Mortgage Loan Officer experience
• Effective sales and marketing skills, including ability to generate new business through networking and referral sources
• Technical knowledge relating to mortgage banking compliance, FHA, conventional and non-conforming guidelines required
• Ability to effectively analyze and resolve problems
• High degree of attention to detail

What We Offer:

• Competitive compensation packages with personalized Goals & Incentives

• Positive, collaborative team culture

• ‘Mortgage Champions’ Sales Training
• Industry’s best technology
• Team-building trips and activities

Ark Mortgage is seeking to hire a motivated Mortgage Loan Processor to work with clients to complete mortgage loan applications. This involves collecting employment and financial data, including applicant’s assets, current debts and monthly expenses, as well as verifying all data given to them by clients.

Responsibilities

• Review initial loan file and work with borrower to gather appropriate documentation
• Collect all required documentation for the loan package
• Re-Verify & Calculate income
• Create a loan submission package for the Underwriting department
• Submit files to assigned Underwriter
• Review & satisfy all conditions when received from Underwriter
• Ensure that approval falls within the established lending guidelines
• Communicate with other professionals, including attorneys, county clerks and title companies

Qualifications:

• Excellent communication skills
• Must be good at multi-tasking and time management
• Strong organizational skills to make sure that mortgage documents are filed with correct parties
• Great proofreading skills and ability to quickly spot errors, typos, and miscalculations
• Excellent customer service skills and desire to help people

Compensation and Benefits

• Competitive starting salary
• Healthcare, dental and Vision (VSP) Plan
• 401(k) Plan
• Employee Discount Program
• PTO (paid time off – vacation, sick & holidays)
• Career growth and development

An established, innovative and full-service mortgage company is expanding its operations and is seeking to hire motivated and responsible individuals to provide administrative support to Mortgage Advisors. Openings are available in 4 locations:  Spring Valley NY, Brooklyn NY, Monroe NY and Lakewood NJ.

Responsibilities:

• Assist Mortgage Advisor in all aspects of the loan process from application to closing
• Manage and review the pipeline with the Mortgage Advisor daily
• Be the liaison between the Mortgage Advisor and the borrower
• Assist in managing the Mortgage Advisor’s pipeline regarding credit quality and administration functions
• Prepare and maintain applications in the process/pipeline reports
• Review, identify and resolve problems with the loan applications
• Keep in communication with the borrower in all steps in the loan process
• Review loan applications and complete administrative tasks
• Ensure all information on the application is accurate
• Resolve customer inquiries within the prescribed authority
• Prepare/compose written correspondence and memos requested by the Mortgage Advisor
• Responsible to prioritize loans and multitask
• Request documentation from the borrower when required by processing and underwriting

Qualifications

• Proficiency in Microsoft Office (particularly Excel & Word) and all Windows applications and the ability to learn and work with various Mortgage computerized applications
• Must be dynamic, energetic, reliable and self-motivated
• Ability to assume responsibility, work independently, display initiative, and exercise good judgement
• Professional verbal and written communication skills plus proper telephone protocol.
• Excellent organizational skills and attention to detail
• Tactfulness and proven ability to handle sensitive and confidential situations.
• Ability to work well with a wide range of people and adapt to changing situations on a daily basis.
• Ability to work well under pressure and meet deadline.
• Ability to multi-task and be persistent (but not pushy)

Compensation and Benefits

• Healthcare, dental and Vision (VSP) Plan
• 401(k) Plan
• Employee Discount Program
• PTO (paid time off – vacation, sick & holidays)
• Career growth and development