Ark Mortgage, Inc. NMLS ID #103915
www.nmlsconsumeraccess.org
Licensed Mortgage Banker in Arizona, California, Colorado, Connecticut, Florida, New Jersey, New York, Pennsylvania, and Texas.
Ark Mortgage Lifetime Guarantee Disclaimer
Refinancing your mortgage from Ark Mortgage is conditional on the program type or investor guidelines “seasoning” restrictions (most seasoning restrictions require 7 consecutive payments be made since loan origination). Loan approval for any future refinancing is not guaranteed. You must fully qualify for the selected refinance and meet all of the requirements of the loan refinancing program and federal guidelines concerning your ability to repay. Additionally, the appraised value of your home for any future refinance is also not guaranteed. If an appraisal of the property is required to meet the conditions of your new loan, the value of the property must be acceptable for the program and loan terms requested. Moreover, the interest rate for all future refinance is not guaranteed. Borrower must qualify for the loan requested, and will be quoted the interest rates in effect at the time of the new refinance. As a result of refinancing, your total finance charges may be greater over the life of the loan. The Lifetime Guarantee does not apply to second-lien loans. Ask your Ark Mortgage Personal Mortgage Advisor for more details.
* Lender origination fees include underwriting and application fees.
** Appraisal fees are reimbursed at the closing of the new loan, up to $750.