We’re here to get you home faster, easier and better.
90-Day Rate Lock
Stop worrying about rising rates and focus on buying the perfect home. We can help by locking your rate for 90 days for a small fee. If rates go down during that time, we’ll always get you the lower rate. And that fee? We credit it towards closing costs when you close with Ark.
Certified Pre-Approval
For your bid to be taken seriously, you need a lender’s pre-approval. That’s why we review your finances before you bid to determine how much house you can afford. Then we provide you with certification that proves your bid is real.
Heroes Program
If you’re a first responder or health care worker, thank you. To show our gratitude we give a substantial discount on our fees to originate a new home purchase ore refinance an existing loan. Speak to an Ark Advisor to find out if you qualify.
Express Mortgage
For people with a straightforward income source (W2 borrowers), we offer a 21-day turnaround. That’s completed application to closing in 3 weeks! That’s half the time as the national average.
Lifetime Guarantee
For any number of reasons – to lower your rate, shorten your term, or get cash out – you may want to refinance your Ark loan. With out Lifetime Guarantee, you pay lender fees and appraisals only once per property, no matter how many times you refinance.
INVESTORS, THIS IS FOR YOU.
Investor’s (DSCR) Loan
The Investor’s Loan, otherwise known as DSCR, lets individuals and LLCs use rental income to qualify for a mortgage. No tax returns, paystubs, or other proof of income required. Talk about a smart investment.
Multi-Property Discount
Purchasing two or more properties? Submit all applications within 30 days and pay only a single application and commitment fee. You’ll save a boatload.