We’LL get you home faster and easier.
Certified Pre-Approval
For your bid to be taken seriously, you need a lender’s pre-approval. That’s why we review your finances before you bid to determine how much house you can afford. Then we provide you with certification that proves your bid is real.
Alt-Doc Loans
If you are self-employed, a business owner, or a contract worker, applying for a loan can be challenging to say the least. Our Alt-Doc (some call it “No-Doc”) Loan could be the perfect answer.
Lifetime Guarantee
For any number of reasons – to lower your rate, shorten your term, or get cash out – you may want to refinance your Ark loan. With our Lifetime Guarantee, you pay origination fees only once per property, no matter how many times you refinance. We even reimburse your appraisal fees up to $750 per transaction*.
Heroes Program
If you’re a volunteer first responder (EMS, firefighter, etc.) thank you. To show our gratitude we will credit you up to $750 on your appraisal fee* when you originate a new home purchase or refinance an existing loan. Speak to an Ark Advisor to see if you qualify.
FOR INVESTORS:
Investor’s (DSCR) Loan
The Investor’s Loan, also known as DSCR, lets individuals and LLCs use rental income to qualify for a mortgage. No tax returns, paystubs, or other proof of income required. Talk about a smart investment.
Multi-Property Discount
Purchasing two or more properties? Submit all applications within 90 days and pay only a single application and commitment fee. You’ll save a boatload.
*Lifetime Guarantee and appraisal fee reimbursement does not apply to 2nd Lien loans.