Heroes Don’t Always Wear Capes
Volunteer first responders – EMTs, firefighters, etc — have made it their business to help others. To show our gratitude, we can help you lower costs when you originate a new home mortgage or refinance an existing loan with us.
Save on Closing Costs
When you close on a new loan, a portion of closing costs is paid to the appraiser, who makes sure the home is as valuable as it has been reported to be. The appraisal is required for both purchases and refis. With our Heroes Program, we will reimburse you up to $750 towards your appraisal fees.
Loan Eligibility
For this special reimbursement here are no restrictions regarding the type of loan (e.g., FHA, VA, conforming, jumbo, etc.) and interest structure (e.g., fixed-rate or adjustable-rate mortgage – ARM) you apply for.
How much mortgage can I afford?
The first step in buying a house is determining a realistic budget. Start with this handy calculator to get an estimate of how much you can qualify for, and how a home loan will fit into your monthly payments. The calculator takes into account your income, the purchase price, and total monthly payment. Try a couple scenarios to see how it might affect your finances.
FAQs
Do I qualify for the Heroes Program?
Eligible volunteers for the Heroes Program include but are not limited to firefighters, EMT personnel, and paramedics. If you want to see if you qualify, contact us at (888) 275-8511 to speak to an Ark Advisor.
Do I need to be a past client to qualify?
No, as long as you’re in one of the eligible volunteers, you’ll be able to save on closing costs whether you’re purchasing or refinancing a home loan.
How long will it take to close?
W2 borrowers can close in as little as 21 days.
Pair with Other Programs
Certified Pre-Approval
A pre-approval makes the house-hunting process simpler for you. Show sellers and real estate agents you’re approved for mortgage financing. That way, it doesn’t matter if another bid is higher; yours will be legitimate.
Lifetime Guarantee
For any number of reasons, you may refinance your Ark loan. With our Lifetime Guarantee, you pay lender fees and appraisals only once per property, no matter how many times you refinance.