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Ark Mortgage Inc, NMLS# 103915

Ark Mortgage Inc, NMLS# 103915

Mortgage Advisors & Lending Services in New York & New Jersey

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Heroes Program

Heroes Don’t Always Wear Capes

Volunteer first responders – EMTs, firefighters, etc — have made it their business to help others. To show our gratitude, we provide a substantial discount on our fees to originate a new home purchase mortgage… or refinance an existing loan.

Loan Eligibility

There are no restrictions regarding the type of loan (e.g., FHA, VA, conforming, jumbo, etc.) and interest structure (e.g., fixed-rate or adjustable-rate mortgage – ARM) you apply for.

Save on Closing Costs

A portion of closing costs is paid to the appraiser, who makes sure the home is as valuable as it has been reported to be. The appraisal is required for both purchases and refis. With our Heroes Program, you’ll receive a $750 credit towards appraisal fees.


How much mortgage can I afford?

The first step in buying a house is determining a realistic budget. Start with this handy calculator to get an estimate of how much you can qualify for, and how a home loan will fit into your monthly payments. The calculator takes into account your income, the purchase price, and total monthly payment. Try a couple scenarios to see how it might affect your finances.

Home Affordability Mortgage Calculator

Home Affordability Mortgage Calculator

Loan Information

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Financial Analysis

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Sending

FAQs

Do I qualify for the Heroes Program?

Eligible volunteers for the Heroes Program include but are not limited to firefighters, EMT personnel, and paramedics. If you want to see if you qualify, contact us at (888) 275-8511 to speak to an Ark Advisor.

Do I need to be a past client to qualify?

No, as long as you’re in one of the eligible volunteers, you’ll be able to save on closing costs whether you’re purchasing or refinancing a home loan.

How long will it take to close?

W2 borrowers can close in as little as 21 days.

APPLY NOW

Pair with Other Programs

Certified Pre-Approval

A pre-approval makes the house-hunting process simpler for you. Show sellers and real estate agents you’re approved for mortgage financing. That way, it doesn’t matter if another bid is higher; yours will be legitimate.

Lifetime Guarantee

For any number of reasons, you may refinance your Ark loan. With our Lifetime Guarantee, you pay lender fees and appraisals only once per property, no matter how many times you refinance.

Explore more

About Us FAQ Call (833) 215-8500 Apply Now

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Ark Mortgage, Inc. NMLS ID #103915

400 Rella Blvd, Suite 300 • Montebello, NY 10901 • (800) 247-4432

Serving California, Arizona, Colorado, Connecticut, Florida, New Jersey, New York,  Pennsylvania & Texas
For licensing information see our licensing page or visit the NMLS Consumer Access page.

For Texas consumers, learn how to file a complaint here. 

Equal Housing Opportunity

Rates, terms and programs are subject to change without notice. All loans are subject to appraisal and property condition requirements and underwriting approval. The information on this website does not represent an offer to enter into a loan agreement. Restrictions apply

Copyright © 2025 · Ark Mortgage, All Rights Reserved.

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BBB RATING: A+
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