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Ark Mortgage Inc, NMLS# 103915

Ark Mortgage Inc, NMLS# 103915

Mortgage Advisors & Lending Services in New York & New Jersey

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Lower Your Payment

Save Money with a Home Refinance

Refinancing your mortgage is a great way to save.

Lower your monthly payment and you can start an emergency fund, pay off other creditors, or increase the value of your home with repairs and improvements. Refinance to tap into some of your home’s equity, and you can meet short and long term financial goals without dipping into savings or running up credit cards with interest rates.

Be aware that f you refinance to shorten your term, it may cost you more each month, but you’ll save thousands over the life of the loan. Most of our home refinance transactions close in 30 days or less—so you’ll quickly be on your way to achieving your goals. It feels nice to spend money on things you want rather than just things you need.

No matter why you’re refinancing, strategize your mortgage so that it works for you. Your home is one of your biggest investments. Use it to your advantage. Call a Mortgage Advisor to find out more. Discover the possibilities.

How much can I save?

Use our calculator to find your new potential monthly mortgage payment. You can make sure that you have enough money each month for your other expenses. Choose your rate and term. Be amazed.

Home Affordability Mortgage Calculator

Home Affordability Mortgage Calculator

Loan Information

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FAQs

How can I lower my monthly mortgage payment?

The most popular reason to refinance is to lower your rate. In addition, if you’ve been making mortgage payments for a while and you have built up equity in your home, you may be able to eliminate your mortgage insurance.

A decision to refinance should be carefully considered and discussed with a Mortgage Advisor. Closing fees are normally added into the cost of the loan, so there’s rarely any upfront cost except for the appraisal. And if you originally financed your property through Ark, our Lifetime Guarantee ensures your application and commitment fees will be waived and your appraisal cost reimbursed—a savings of up to $2,500!

How can I lower other monthly payments by refinancing my mortgage?

If you’re paying high interest on revolving debt such as credit cards, you may be caught in a downward financial spiral. By refinancing and tapping into the equity in your home, you can pay off these revolving interest loans and reduce your overall monthly payments.

How much can I save by refinancing?

Use the calculator on this page to estimate your new monthly mortgage payment, and to ensure you’ll have enough money left to cover living expenses. You might be surprised to see how fast and affordable it is to pay off your home by refinancing now.

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Ark Mortgage, Inc. NMLS ID #103915

400 Rella Blvd, Suite 300 • Montebello, NY 10901 • (800) 247-4432

Serving California, Arizona, Colorado, Connecticut, Florida, New Jersey, New York,  Pennsylvania & Texas
For licensing information see our licensing page or visit the NMLS Consumer Access page.

For Texas consumers, learn how to file a complaint here. 

Equal Housing Opportunity

Rates, terms and programs are subject to change without notice. All loans are subject to appraisal and property condition requirements and underwriting approval. The information on this website does not represent an offer to enter into a loan agreement. Restrictions apply

Copyright © 2025 · Ark Mortgage, All Rights Reserved.

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