Closing Disclosure

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A closing disclosure is a document your lender provides outlining all expenses related to or associated with your home loan. It includes your loan term (e.g., 15, 20, or 30-year loan), loan type (e.g., conforming, FHA, VA, etc.), and rate type (e.g., fixed-rate mortgage or adjustable-rate mortgage).  Compare your closing disclosure with your loan estimate, you might be happily surprised!

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