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Ark Mortgage Inc, NMLS# 103915

Ark Mortgage Inc, NMLS# 103915

Mortgage Advisors & Lending Services in New York & New Jersey

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Underwriting

Underwriting

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Underwriting refers to the process of reviewing one’s credit report, the property’s appraisal, and other ancillary documentation to decide whether or not to approve you for the loan. Underwriters assess one’s risk by considering the four factors: credit, capacity, collateral, and capital/cash. In other words, they look at numbers such as your DTI ratio to determine your ability to repay the loan.

Posted: March 15, 2021 Last Modified: January 16, 2023

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Ark Mortgage, Inc. NMLS ID #103915

400 Rella Blvd Montebello, NY 10901
Serving New York, New Jersey, Connecticut, Pennsylvania, Florida, & Arizona
View our NMLS licenses here.

Equal Housing Lender

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